Project 7: Impacts of Financial Disadvantage

Investigating At-Risk Etiologies and Educational Pathways through an Ecological Lens

PI: Prof Azilawati Jamaluddin

Co-PI(s): Assoc Prof Andy Khong Wai Hoong, Dr Imelda Santos CALEON, Dr Ser Hong TAN, Dr Aik Lim TAN, Dr HENG Chiang Wee

Project Objectives

The project aims to investigate pathways and developmental trajectories of financial at-Risk (FAR) adolescents, delineated as disadvantaged students occupying the bottom 25 per cent of Singapore’s socio-economic index.

Study Focus

This study focuses on expanding the knowledge base of at-risk factors and vulnerabilities for FAR adolescents while also identifying protective or buffering factors towards desired adolescent outcomes (listed below). The study adopts an ecological perspective to investigate the sociocultural, psychological, and neurophysiological factors influencing the pathways and developmental trajectories of FAR adolescents throughout their secondary schooling years.

This mixed-methods multimodal study integrates qualitative research components (interviews & focus groups) to further provide in-depth insights into the factors influencing FAR’s adolescents educational pathways and trajectories. Additionally, the project utilizes advanced machine learning methodologies to develop predictive models for at-risk adolescents, with the overarching goal of informing targeted interventions tailored to this vulnerable population.

Key Constructs of Interest

Etiologies
Resiliency
Self-efficacy
Socio-emotional wellbeing
Educational achievement
Future outlook

Tipsheets

Coming Soon!

Latest Updates

Straits Times: ‘Some flourish while others struggle’: NIE study finds five different paths of lower-income students

SINGAPORE – A local study has found that secondary school students from lower-income families are not a homogeneous group held back by a lack of resources. Researchers from the National Institute of Education (NIE) found a more nuanced picture of such students, identifying five distinct profiles based on self-reported attributes....

Project 7

2026-06-15

Zaobao: 国立教育学院开展新研究 关注青少年青春期变化和发展

来自低收入家庭的学生可能因资源有限无法充分发挥潜力,但他们当中有的具备很强的韧性和适应力,学习能力和心理素质佳,若能提供适当的环境和支援,他们同样有机会实现潜力。南洋理工大学国立教育学院2023年起,展开名为“梦想”(DREAMS)的纵向研究,追踪7000多名各源流中学生从中一至中四的学习与生活情况。...

Project 7

2026-06-15

Principals & School Leaders Sharing 2025

On 26 August 2025, we welcomed over 100 attendees from our DREAMS partner schools, along with MOE representatives and the DREAMS research team, for an engaging afternoon of sharing and discussion on the project's latest findings. The session began with Prof Kenneth Poon, Lead Principal Investigator (PI) of DREAMS, who shared broad insights from our study...

Lead Project, Project 1, Project 2, Project 3, Project 4, Project 5, Project 6, Project 7

2025-09-01

DREAMS @ The Redesigning Pedagogy International Conference (RPIC)

Our research team will be presenting at the Redesigning Pedagogy International Conference (RPIC) on 29 and 30 May. If you are attending the conference, we hope you can join us as we share more about our Year 1 findings....

Lead Project, Project 1, Project 2, Project 3, Project 4, Project 5, Project 6, Project 7

2024-05-28

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